The Value We Bring to Your Business

We believe that sound benefits and business insurance consulting is more than comparing rates and benefits on a spreadsheet. Our goal is to change your approach to how you manage your employee benefits and commercial insurance plan so that they transform into a competitive business advantage instead of a continual drain on your finances. Today more than ever it is evident that the American medical system focuses more on profitability and less on our health. The system is stacked against you. We’ll help you discover alternative tactics to produce more transparency to health care costs so you can better manage them and create better designed plan options that are affordable for you and your employees., as well as perform a thorough analysis for your Commercial Insurance program to ensure you have the appropriate risk strategy in place.   Call us at (815) 742-2066 for a free assessment and to answer any of your questions.

Terry Shook, RHU, CEBS, President of Primum Risk Strategies, Inc. has 40 years of employee benefits and commercial insurance experience leading successful employee benefit sales and account management teams servicing a wide range of small businesses to major national employers. He was a founding team member in building an Illinois licensed PPO and HMO for a regional health system and has provided strategy consulting to a top five national health insurance company. He has created and executed innovative customer/provider engagement strategies, constructed Group Medicare programs for a major carrier including building a comprehensive product portfolio. Terry has also provided strategy consulting and development of an alternative digitally based sales channel for small employers for a leading Blue Cross plan. His numerous professional successes and opportunities spanning four decades have provided a far-reaching diverse background and unique expertise in all aspects of employee benefits strategy and management. He now uses his four decades of experience helping employers reduce their health plan and commercial insurance costs while at the same time improving benefits for employees. You won't find a more distinctively qualified firm to transform your business insurance needs into a competitive business advantage. Terry continues to be inspired by discovering opportunities to disrupt the current marketplace and dare to look at things differently within the employee benefits and commercial risk management fields.
Terry earned the Registered Health Underwriter designation from the American College, Bryn Mawr, PA. in 2000 and was awarded the Certified Employee Benefit Specialist designation from the Wharton School of Business, University of Pennsylvania in 2001.