The Value We Bring to Your Business

We believe that sound benefits and business insurance consulting is more than comparing rates and benefits on a spreadsheet. Our goal is to change your approach to how you manage your employee benefits and commercial insurance plan so that they transform into a competitive business advantage instead of a continual drain on your finances. Today more than ever it is evident that the American medical system focuses more on profitability and less on our health. The system is stacked against you. We’ll help you discover alternative tactics to produce more transparency to health care costs so you can better manage them and create better designed plan options that are affordable for you and your employees., as well as perform a thorough analysis for your Commercial Insurance program to ensure you have the appropriate risk strategy in place.   Call us at (815) 742-2066 for a free assessment and to answer any of your questions.

Terry Shook, RHU, CEBS, President of Primum Risk Strategies, Inc. has 40+ years of employee benefits and commercial insurance experience as a highly accomplished and innovative benefits executive with extensive leadership expertise in sales, sales strategy, business development, marketing, product development and management, and benefits platform development, working with a wide range of employers from small businesses to major national employers. He helped build an Illinois-licensed Health Insurance Company for a regional health system and has provided strategy consulting to a top five national health insurance carrier. He has created and executed innovative customer/provider engagement strategies, and constructed Group Medicare programs for a major carrier including building a comprehensive product portfolio. Terry has also developed a digitally based sales channel for small employers for a leading Blue Cross plan. His numerous professional successes and opportunities spanning over four decades have provided a far-reaching diverse background and unique expertise in all aspects of employee benefits and commercial insurance strategy.  You won't find a more distinctively qualified firm to transform your business insurance needs into a competitive business advantage. Terry continues to be inspired by discovering opportunities to disrupt the current marketplace and dare to see things differently within the employee benefits and commercial risk management fields.
Terry earned the Registered Health Underwriter designation from the American College, Bryn Mawr, PA. in 2000 and completed the Certified Employee Benefit Specialist program from the Wharton School of Business, University of Pennsylvania in 2001. He is also a Certified Health Value Advisor conferred by The Validation Institute.