How We Work

Primum Risk Strategies is a fee-only firm. We do not accept commissions or incentives from carriers, vendors, or service providers. Working with us on a fee-only basis does not mean paying more. In many cases, our fee is lower than the compensation earned by a commission-based broker. The difference is that with us, you always know what you are paying for and what value you are receiving.

We do not sell insurance policies. We help employers solve business problems. And your health plan expense is a business problem that can't be fixed with a new or amended policy. It takes more than that.

Trying to have any impact on your ever-increasing health plan costs only at your renewal will not and has not worked. We'll help you to take a long-term approach to manage your health plan like the major business expense it is. Instead of just reacting to renewals, we help you to understand cost drivers, identify opportunities, and build a smarter strategy over time.

The health system is stacked against you. We help you even the odds.

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