Primum Risk Strategies is a fee-only firm. We do not accept commissions or incentives from carriers, vendors, or service providers. We do not sell insurance policies. We help employers solve business problems.
That matters because compensation shapes advice. In the traditional model, commissions can create conflicts of interest and reward rising plan costs instead of better outcomes. We believe employers deserve a different standard: clear fees, transparent advice, and alignment with their best interests.
Working with us on a fee-only basis does not mean paying more. In many cases, our fee is lower than the compensation earned by a commission-based broker. The difference is that with us, you always know what you are paying for and what value you are receiving.
We take a long-term approach to helping employers manage health plans like the major business expense they are. Instead of just reacting to renewals, we help you better understand cost drivers, identify opportunities, and build a smarter strategy over time.
The health system is stacked against most employers. We help you even the odds.
