Insights

WHY I QUIT THE STATUS QUO HEALTH SYSTEM

January 30, 2026

A few years ago, after 28 years as a mid-level insurance carrier executive, I walked away from the system. My job was to convince employers and brokers to buy and renew group health products — under the banner of “helping employers control costs and improve access to care.”But the truth was different: the real mission…

2026 Brings the Highest Health Care Cost Increases in 15 Years. How Did Your Company Fare?

January 26, 2026

Why rising healthcare costs demand a new employer strategy — transforming health plans from budget line items into business strategy that protect margins and profitability.

The Risks and Rewards of Level-Funding Your Health Plan

January 13, 2026

Employer health plan costs have increased at an unsustainable pace. For most organizations, health benefits are the second-largest business expense, and year-after-year increases are putting real pressure on operating budgets. At some point, doing nothing is no longer an option. Most employers with 50–200 employees rely on the large national carriers—Blue Cross, UnitedHealthcare, Cigna, and…

Lies from Doctors and Blind Spots in Medicine

March 6, 2025

A fascinating look at the current state of Medicine.

PAY NO ATTENTION TO THE MAN BEHIND THE CURTAIN!

October 17, 2024

In August of this year, I had the honor of presenting with the renowned Wendell Potter, former Cigna and Humana Senior Executive and publisher of HEALTH CARE un-covered on Substack. Wendell is also the best-selling author of Deadly Spin: An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving…

Did You Hear The Warning Bell?

April 18, 2023

CAA -2021 Will Change How You Administer Your Health Plan

Federal Judge Vacates ACA Preventive Care Coverage Requirements

April 7, 2023

What you need to Know

It’s a Business Problem, Not an Insurance Problem

March 27, 2023

You can’t fix a Business Problem with an Insurance Solution

How to Protect your Employees and their Families from Medical Harm

March 3, 2023

Your Fiduciary Obligation to Protect Their Health and Welfare

It’s a New Year

December 22, 2022

And your Employee Health Plan has higher rates. So What?