Why Primum Risk Strategies

Primum Risk Strategies helps employers take control of health plan costs by combining deep insurance carrier knowledge with real-world hospital and health system leadership.

What Makes Primum Different

Most employers have been taught to expect annual increases, reduced options, and little control. Primum was built on a different model — one centered on transparency, alignment, and smarter long-term strategy.

We understand how health care is paid for

Terry Shook brings decades of employee benefits and carrier-side leadership, including 20 years with Blue Cross Blue Shield of Illinois and Health Care Service Corporation.

We understand how health care is delivered

Don Daniels brings executive healthcare operations experience, including hospital, physician, ambulatory, and system leadership.

We connect strategy to business results

Primum helps employers approach health plans as a business and supply-chain issue, not just an annual insurance shopping exercise.

Leadership You Won’t Find at a Traditional Brokerage

Terry-Shook-RHU-CEBS

Terry Shook, RHU, CEBS

Employee benefits strategist with 40+ years of experience, including carrier leadership, benefits innovation, and employer plan strategy. Terry’s background includes helping build an Illinois-licensed health insurance company and spending 20 years with Blue Cross Blue Shield of Illinois and Health Care Service Corporation in leadership roles.

Don-Daniels-MBA

Don Daniels, MBA

Healthcare operations executive with 40+ years of experience across hospitals, physician networks, home health, ambulatory care, and value-based settings. Don brings firsthand insight into provider economics, reimbursement, operational incentives, and how the health system actually works.

Deborah-L-Ault-RN-MBA

Deb Ault, RN, MBA

Director of Medical Management

Jennifer-S-Berman-JD-MBA

Jen Berman, JD, MBA

Director of Regulatory Compliance

Trevor-Daer

Trevor Daer

Director of Pharmacy

Kishan-Herriotts

Kishan Herriotts

Director of Global Benefits

Ronald-S-Leopold-MD-MBA-MPH

Ron Leopold, MD, MBA, MPH

Medical Consultant & Physician Advisor

Naama-O-Pozniak

Naama O. Posniak

Director of Mindfulness

Derek-Smith

Derek Smith

Director of Business Insurance

Eric-Silverman

Eric Silverman

Director of Engagement

What This Means for Your Business

With Primum, employers gain a partner who can help them better understand cost drivers, challenge assumptions, reduce unnecessary spend, and build a more effective employee health plan strategy. Instead of treating your health plan like an uncontrollable expense, we help you treat it like the major business decision it is.

Better control over health plan spend

Less dependence on the status quo renewal cycle

A clearer view into cost drivers and incentives

A strategy that supports both financial performance and employee outcomes

Let’s Talk About What’s Driving Your Health Plan Costs

Most advisors only see one side of the system. Primum brings perspective from both sides: how carriers price and manage risk, and how hospitals and provider systems operate, negotiate, and get paid. That dual perspective gives employers a clearer path to reducing unnecessary spend and making better long-term plan decisions.

If your health plan has become one of the largest and least controllable items in your budget, it may be time for a different approach.